Cost of LivingUpdated 2026-04-01

Charlotte, North Carolina

In Charlotte, North Carolina, a gallon of regular gas costs $3.90 as of 2026-04-01 — $0.16 below the national average of $4.06. The average monthly rent for all unit types is $1,716, compared to the national average of $1,900. Grocery inflation is running at 5.27% year-over-year. Since 2022, bread prices have increased significantly while egg prices have been volatile due to avian flu outbreaks. Charlotte's cost-of-living index of 98 puts it below the national average of 100.

Key Numbers

Gas (Regular)

$3.90

National: $4.06

210.3%since 2000
AAA Gas Prices

Avg Rent (All)

$1,716

National: $1,900

27.8%since 2000
Zillow ZORI Metro (2026-02)

Grocery Inflation

5.27%

Year-over-year

BLS/FRED CPI

Fast Food Avg

$12.50

Combo meal

5.5%YoY

Electricity

13.68¢

per kWh · ~$123/mo

21.3%vs US avg
EIA Residential

Car Insurance

$140/mo

$1,680/yr

21.9%vs national avg
Bankrate/NAIC

Median Household Income

$83,765

32.1% goes to essentials

32.1%cost burden
Census ACS 2023
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Car Insurance

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Find Apartments

Avg rent $1,716/mo in Charlotte. Browse listings:

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Grocery Prices

Grocery Prices — 2000 to Present

National BLS averages · submit local prices below ↓

Eggs (dozen)

Bird flu volatility

$2.58 BLS avg

+156.4%

Milk (gallon)

$4.10 BLS avg

+44.6%

Ground Beef (lb)

$6.75 BLS avg

+354.4%

Bread (loaf)

$1.84 BLS avg

+104.0%

Chicken Breast (lb)

$2.04 BLS avg

+93.5%

Butter (lb)

$5.54 BLS avg

+27.1%

Bacon (lb)

$8.11 BLS avg

+28.9%

Cheddar Cheese (lb)

$6.87 BLS avg

+16.4%

Pasta (lb)

$2.14 BLS avg

+39.0%

Rice (5 lb)

$5.59 BLS avg

+29.4%

Coffee (12 oz)

$11.31 BLS avg

+34.6%

Orange Juice (64 oz)

Citrus shortage

$5.42 BLS avg

+41.5%

Potatoes (5 lb)

$4.72 BLS avg

+16.0%

Apples (3 lb)

$5.15 BLS avg

+13.4%

Tomatoes (lb)

$2.84 BLS avg

+32.1%

Lettuce (head)

$2.25 BLS avg

+29.3%

Cooking Oil (48 oz)

$7.93 BLS avg

+43.1%

Yogurt (32 oz)

$5.36 BLS avg

+24.1%

Cereal (family size)

$5.99 BLS avg

+27.7%

Frozen Pizza

$8.48 BLS avg

+38.6%

Dining & Restaurants

Fast Food Meal

$12.50

Casual Dining

$27.03

Monthly Spend

$456.04

+5.48% YoY

Chain Restaurant Meal Prices — 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $8.14

$13.13

+61.3%

Wendy's

2022: $9.19

$14.18

+54.3%

Chipotle

2022: $9.85

$14.71

+49.3%

Starbucks

2022: $4.64

$6.45

+39.0%

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Looking for an Apartment in Charlotte?

Average 1BR: $1,407/mo · 2BR: $2,025/mo

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Local Workforce

2024 · BLS QCEW

Total Jobs

788k

Median Weekly Pay

$1,694

$88k/yr

Top Sector

Professional & Business Services

Household vs Worker Pay

$84k

household median

Employment by Sector — Charlotte

% of local workforce · avg weekly wage · 5-year growth trend

Professional & Business Services
+6.2% 5yr$2,010/wk
20.6%

~$105k/yr

Trade, Transportation & Utilities
+11.3% 5yr$1,321/wk
19.9%

~$69k/yr

Financial Activities
+21.5% 5yr$2,915/wk
13.3%

~$152k/yr

Leisure & Hospitality
+5.0% 5yr$738/wk
10.8%

~$38k/yr

Education & Health Services
+16.7% 5yr$1,284/wk
10.2%

~$67k/yr

Source: BLS QCEW 2024 Annual · County FIPS 37119

Highest Paying Sector

Financial Activities

$2,915/wk · $152k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$738/wk · $38k/yr

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