Cost of LivingUpdated 2026-04-01

Indianapolis, Indiana

In Indianapolis, Indiana, a gallon of regular gas costs $3.96 as of 2026-04-01 — $0.10 below the national average of $4.06. The average monthly rent for all unit types is $1,486, compared to the national average of $1,900. Grocery inflation is running at 5.27% year-over-year. Since 2022, bread prices have increased significantly while egg prices have been volatile due to avian flu outbreaks. Indianapolis's cost-of-living index of 85 puts it below the national average of 100.

Key Numbers

Gas (Regular)

$3.96

National: $4.06

198.1%since 2000
AAA Gas Prices

Avg Rent (All)

$1,486

National: $1,900

34.6%since 2000
Zillow ZORI Metro (2026-02)

Grocery Inflation

5.27%

Year-over-year

BLS/FRED CPI

Fast Food Avg

$10.94

Combo meal

5.5%YoY

Electricity

16.19¢

per kWh · ~$146/mo

6.8%vs US avg
EIA Residential

Car Insurance

$148/mo

$1,780/yr

17.2%vs national avg
Bankrate/NAIC

Median Household Income

$63,450

38.8% goes to essentials

38.8%cost burden
Census ACS 2023
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Car Insurance

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Avg rent $1,486/mo in Indianapolis. Browse listings:

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Grocery Prices

Grocery Prices — 2000 to Present

National BLS averages · submit local prices below ↓

Eggs (dozen)

Bird flu volatility

$2.58 BLS avg

+156.4%

Milk (gallon)

$4.10 BLS avg

+44.6%

Ground Beef (lb)

$6.75 BLS avg

+354.4%

Bread (loaf)

$1.84 BLS avg

+104.0%

Chicken Breast (lb)

$2.04 BLS avg

+93.5%

Butter (lb)

$4.97 BLS avg

+24.6%

Bacon (lb)

$7.19 BLS avg

+20.0%

Cheddar Cheese (lb)

$6.56 BLS avg

+21.5%

Pasta (lb)

$1.90 BLS avg

+33.8%

Rice (5 lb)

$4.67 BLS avg

+21.9%

Coffee (12 oz)

$11.20 BLS avg

+43.0%

Orange Juice (64 oz)

Citrus shortage

$4.91 BLS avg

+40.3%

Potatoes (5 lb)

$4.18 BLS avg

+14.5%

Apples (3 lb)

$4.67 BLS avg

+9.4%

Tomatoes (lb)

$2.58 BLS avg

+28.4%

Lettuce (head)

$2.17 BLS avg

+26.9%

Cooking Oil (48 oz)

$7.18 BLS avg

+40.2%

Yogurt (32 oz)

$4.57 BLS avg

+18.1%

Cereal (family size)

$5.95 BLS avg

+33.1%

Frozen Pizza

$8.66 BLS avg

+44.3%

Dining & Restaurants

Fast Food Meal

$10.94

Casual Dining

$20.53

Monthly Spend

$331.92

+5.49% YoY

Chain Restaurant Meal Prices — 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $6.78

$10.94

+61.4%

Wendy's

2022: $7.66

$11.82

+54.3%

Chipotle

2022: $8.21

$12.25

+49.2%

Starbucks

2022: $3.82

$5.30

+38.7%

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Looking for an Apartment in Indianapolis?

Average 1BR: $1,219/mo · 2BR: $1,753/mo

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Local Workforce

2024 · BLS QCEW

Total Jobs

626k

Median Weekly Pay

$1,465

$76k/yr

Top Sector

Education & Health Services

Household vs Worker Pay

$63k

household median

Employment by Sector — Indianapolis

% of local workforce · avg weekly wage · 5-year growth trend

Education & Health Services
+10.3% 5yr$1,436/wk
19.0%

~$75k/yr

Trade, Transportation & Utilities
-1.7% 5yr$1,192/wk
17.9%

~$62k/yr

Professional & Business Services
+4.2% 5yr$1,525/wk
17.2%

~$79k/yr

Construction
+3.5% 5yr$2,468/wk
8.9%

~$128k/yr

Leisure & Hospitality
-4.5% 5yr$787/wk
8.8%

~$41k/yr

Source: BLS QCEW 2024 Annual · County FIPS 18097

Highest Paying Sector

Construction

$2,468/wk · $128k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$787/wk · $41k/yr

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