Cost of LivingUpdated 2026-04-01

Louisville, Kentucky

In Louisville, Kentucky, a gallon of regular gas costs $3.88 as of 2026-04-01 — $0.19 below the national average of $4.06. The average monthly rent for all unit types is $1,361, compared to the national average of $1,900. Grocery inflation is running at 5.27% year-over-year. Since 2022, bread prices have increased significantly while egg prices have been volatile due to avian flu outbreaks. Louisville's cost-of-living index of 87 puts it below the national average of 100.

Key Numbers

Gas (Regular)

$3.88

National: $4.06

210.2%since 2000
AAA Gas Prices

Avg Rent (All)

$1,361

National: $1,900

32.7%since 2000
Zillow ZORI Metro (2026-02)

Grocery Inflation

5.27%

Year-over-year

BLS/FRED CPI

Fast Food Avg

$11.50

Combo meal

4.2%YoY

Electricity

14.27¢

per kWh · ~$128/mo

17.9%vs US avg
EIA Residential

Car Insurance

$190/mo

$2,280/yr

6.0%vs national avg
Bankrate/NAIC

Median Household Income

$67,849

33.5% goes to essentials

33.5%cost burden
Census ACS 2023
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Car Insurance

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Find Apartments

Avg rent $1,361/mo in Louisville. Browse listings:

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Grocery Prices

Grocery Prices — 2000 to Present

National BLS averages · submit local prices below ↓

Eggs (dozen)

Bird flu volatility

$2.58 BLS avg

+156.4%

Milk (gallon)

$4.10 BLS avg

+44.6%

Ground Beef (lb)

$6.75 BLS avg

+354.4%

Bread (loaf)

$1.84 BLS avg

+104.0%

Chicken Breast (lb)

$2.04 BLS avg

+93.5%

Butter (lb)

$4.86 BLS avg

+23.4%

Bacon (lb)

$7.24 BLS avg

+23.8%

Cheddar Cheese (lb)

$6.27 BLS avg

+16.5%

Pasta (lb)

$1.74 BLS avg

+29.9%

Rice (5 lb)

$4.80 BLS avg

+21.8%

Coffee (12 oz)

$11.16 BLS avg

+40.0%

Orange Juice (64 oz)

Citrus shortage

$5.00 BLS avg

+44.5%

Potatoes (5 lb)

$4.29 BLS avg

+19.2%

Apples (3 lb)

$4.66 BLS avg

+15.1%

Tomatoes (lb)

$2.53 BLS avg

+24.0%

Lettuce (head)

$2.11 BLS avg

+28.7%

Cooking Oil (48 oz)

$7.03 BLS avg

+42.0%

Yogurt (32 oz)

$4.56 BLS avg

+16.9%

Cereal (family size)

$6.22 BLS avg

+35.5%

Frozen Pizza

$7.91 BLS avg

+38.8%

Dining & Restaurants

Fast Food Meal

$11.50

Casual Dining

$17.22

Monthly Spend

$276.64

+4.22% YoY

Chain Restaurant Meal Prices — 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $6.02

$9.71

+61.3%

Wendy's

2022: $6.80

$10.49

+54.3%

Chipotle

2022: $7.28

$10.88

+49.5%

Starbucks

2022: $3.21

$4.46

+38.9%

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Looking for an Apartment in Louisville?

Average 1BR: $1,116/mo · 2BR: $1,606/mo

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Local Workforce

2024 · BLS QCEW

Total Jobs

482k

Median Weekly Pay

$1,371

$71k/yr

Top Sector

Trade, Transportation & Utilities

Household vs Worker Pay

$68k

household median

Employment by Sector — Louisville

% of local workforce · avg weekly wage · 5-year growth trend

Trade, Transportation & Utilities
+2.5% 5yr$1,321/wk
22.4%

~$69k/yr

Education & Health Services
+14.9% 5yr$1,344/wk
16.9%

~$70k/yr

Professional & Business Services
-3.1% 5yr$1,463/wk
13.8%

~$76k/yr

Construction
+0.0% 5yr$1,660/wk
11.1%

~$86k/yr

Leisure & Hospitality
+2.0% 5yr$610/wk
10.7%

~$32k/yr

Source: BLS QCEW 2024 Annual · County FIPS 21111

Highest Paying Sector

Financial Activities

$1,939/wk · $101k/yr

Most Workers (lowest wage)

Leisure & Hospitality

$610/wk · $32k/yr

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