Cost of LivingUpdated 2026-03-23

Chicago, Illinois

In Chicago, Illinois, a gallon of regular gas costs $4.17 as of 2026-03-23 — $0.72 above the national average of $3.45. The average monthly rent for all unit types is $2,100, compared to the national average of $1,900. Grocery inflation is running at 2.58% year-over-year. Since 2022, bread prices have increased significantly while egg prices have been volatile due to avian flu outbreaks. Chicago's cost-of-living index of 110 puts it above the national average of 100.

Key Numbers

Gas (Regular)

$4.17

National: $3.45

6.5%vs. 2022
AAA Gas Prices

Avg Rent (All)

$2,100

National: $1,900

14.0%vs. 2022

Grocery Inflation

2.58%

Year-over-year

BLS/FRED CPI

Fast Food Avg

$13.50

Combo meal

4.6%YoY

Electricity

15.8¢/kWh

~$142/mo avg bill

2.5%vs national avg
EIA Residential

Car Insurance

$165/mo

$1,980/yr state avg

7.9%vs national avg
Bankrate/NAIC

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Grocery Prices

Grocery Item Prices — 2022 to Present

Item20222023202420252026Change
Eggs (dozen)Bird flu volatility$2.00$2.34$2.94$4.35$2.37+2960.0%
Milk (gallon)$3.82$4.13$4.09$4.13$4.25+630.0%
Ground Beef (lb)$4.14$5.08$5.28$5.49$5.71+37.9%
Bread (loaf)$2.26$3.05$3.26$3.42$3.49+1900.0%
Chicken Breast (lb)$4.03$4.19$4.27$4.27$4.27+2630.0%
Butter (lb)$4.67$5.23$5.55$5.83$6.06+29.8%
Bacon (lb)$7.30$7.96$8.35$8.68$8.94+22.5%
Cheddar Cheese (lb)$6.45$7.10$7.38$7.53$7.60+17.8%
Pasta (lb)$1.59$1.98$2.10$2.12$2.18+37.1%
Rice (5 lb)$4.54$5.27$5.59$5.82$5.82+28.2%
Coffee (12 oz)$9.27$11.01$12.01$12.86$12.98+40.0%
Orange Juice (64 oz)Citrus shortage$4.27$4.99$5.54$5.93$6.11+43.1%
Potatoes (5 lb)$4.45$4.76$4.90$5.05$5.20+16.9%
Apples (3 lb)$4.96$5.31$5.41$5.63$5.86+18.1%
Tomatoes (lb)$2.40$2.69$2.82$3.02$3.17+32.1%
Lettuce (head)$1.94$2.11$2.28$2.35$2.40+23.7%
Cooking Oil (48 oz)$5.82$7.28$7.71$8.18$8.26+41.9%
Yogurt (32 oz)$4.40$4.80$5.14$5.40$5.45+23.9%
Cereal (family size)$4.98$5.73$6.25$6.57$6.77+35.9%
Frozen Pizza$6.90$8.45$9.03$9.76$10.05+45.7%

Dining & Restaurants

Fast Food Meal

$13.50

Casual Dining

$26.50

Monthly Spend

$454.48

+4.58% YoY

Chain Restaurant Meal Prices — 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $9.86

$15.90

+61.3%

Wendy's

2022: $11.13

$17.17

+54.3%

Chipotle

2022: $11.93

$17.81

+49.3%

Starbucks

2022: $5.34

$7.42

+39.0%

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