Cost of LivingUpdated 2026-03-23

Louisville, Kentucky

In Louisville, Kentucky, a gallon of regular gas costs $3.75 as of 2026-03-23 — $0.29 above the national average of $3.45. The average monthly rent for all unit types is $1,150, compared to the national average of $1,900. Grocery inflation is running at 2.58% year-over-year. Since 2022, bread prices have increased significantly while egg prices have been volatile due to avian flu outbreaks. Louisville's cost-of-living index of 87 puts it below the national average of 100.

StatesKentuckyLouisville

Key Numbers

Gas (Regular)

$3.75

National: $3.45

6.0%vs. 2022
AAA Gas Prices

Avg Rent (All)

$1,150

National: $1,900

14.0%vs. 2022

Grocery Inflation

2.58%

Year-over-year

BLS/FRED CPI

Fast Food Avg

$11.50

Combo meal

4.2%YoY

Electricity

11.8¢/kWh

~$106/mo avg bill

27.2%vs national avg
EIA Residential

Car Insurance

$190/mo

$2,280/yr state avg

6.0%vs national avg
Bankrate/NAIC

📸 Help make this data more accurate

Some prices above are regional estimates. Submit a receipt from a local store to help us show what Louisville residents actually pay.

Submit a Receipt

Grocery Prices

Grocery Item Prices — 2022 to Present

Item20222023202420252026Change
Eggs (dozen)Bird flu volatility$1.65$1.97$2.52$3.77$2.09+2960.0%
Milk (gallon)$3.18$3.40$3.33$3.46$3.49+630.0%
Ground Beef (lb)$3.70$4.63$4.86$5.10$5.31+43.5%
Bread (loaf)$2.02$2.70$2.95$3.13$3.19+1900.0%
Chicken Breast (lb)$3.50$3.71$3.78$3.78$3.74+2630.0%
Butter (lb)$3.94$4.37$4.54$4.67$4.86+23.4%
Bacon (lb)$5.85$6.25$6.69$7.03$7.24+23.8%
Cheddar Cheese (lb)$5.38$5.86$6.03$6.27$6.27+16.5%
Pasta (lb)$1.34$1.63$1.69$1.76$1.74+29.9%
Rice (5 lb)$3.94$4.44$4.57$4.61$4.80+21.8%
Coffee (12 oz)$7.97$9.56$10.12$10.73$11.16+40.0%
Orange Juice (64 oz)Citrus shortage$3.46$4.00$4.40$4.76$5.00+44.5%
Potatoes (5 lb)$3.60$3.85$4.00$4.16$4.29+19.2%
Apples (3 lb)$4.05$4.30$4.43$4.61$4.66+15.1%
Tomatoes (lb)$2.04$2.28$2.39$2.51$2.53+24.0%
Lettuce (head)$1.64$1.82$1.97$2.07$2.11+28.7%
Cooking Oil (48 oz)$4.95$6.19$6.69$6.82$7.03+42.0%
Yogurt (32 oz)$3.90$4.13$4.34$4.47$4.56+16.9%
Cereal (family size)$4.59$5.38$5.81$6.10$6.22+35.5%
Frozen Pizza$5.70$6.70$7.24$7.60$7.91+38.8%

Dining & Restaurants

Fast Food Meal

$11.50

Casual Dining

$17.22

Monthly Spend

$276.64

+4.22% YoY

Chain Restaurant Meal Prices — 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $6.02

$9.71

+61.3%

Wendy's

2022: $6.80

$10.49

+54.3%

Chipotle

2022: $7.28

$10.88

+49.5%

Starbucks

2022: $3.21

$4.46

+38.9%

Eating out more? Save on groceries with Ibotta and cook at home more often.

Looking for an Apartment in Louisville?

Average 1BR: $897/mo · 2BR: $1,357/mo

Browse Louisville Apartments →

Newsletter

Get the Monthly Price Report

We track gas, groceries, and rent so you know what's coming before it hits your wallet. One email, once a month, no spam.

No spam. Unsubscribe anytime. Data updated monthly from FRED, Zillow, AAA.

How does Louisville compare to other Kentucky cities?

Compare Cities Side by Side →