Cost of LivingUpdated 2026-03-23

Memphis, Tennessee

In Memphis, Tennessee, a gallon of regular gas costs $3.65 as of 2026-03-23 — $0.20 above the national average of $3.45. The average monthly rent for all unit types is $1,200, compared to the national average of $1,900. Grocery inflation is running at 2.58% year-over-year. Since 2022, bread prices have increased significantly while egg prices have been volatile due to avian flu outbreaks. Memphis's cost-of-living index of 82 puts it below the national average of 100.

Key Numbers

Gas (Regular)

$3.65

National: $3.45

1.4%vs. 2022
AAA Gas Prices

Avg Rent (All)

$1,200

National: $1,900

14.0%vs. 2022

Grocery Inflation

2.58%

Year-over-year

BLS/FRED CPI

Fast Food Avg

$11.00

Combo meal

3.6%YoY

Electricity

12.8¢/kWh

~$115/mo avg bill

21.0%vs national avg
EIA Residential

Car Insurance

$173/mo

$2,080/yr state avg

3.3%vs national avg
Bankrate/NAIC

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Grocery Prices

Grocery Item Prices — 2022 to Present

Item20222023202420252026Change
Eggs (dozen)Bird flu volatility$1.59$1.86$2.38$3.52$1.90+2960.0%
Milk (gallon)$3.26$3.52$3.52$3.63$3.67+630.0%
Ground Beef (lb)$3.64$4.47$4.74$4.98$5.13+40.9%
Bread (loaf)$2.07$2.74$2.90$3.10$3.16+1900.0%
Chicken Breast (lb)$3.47$3.64$3.79$3.79$3.83+2630.0%
Butter (lb)$3.98$4.37$4.59$4.73$4.92+23.6%
Bacon (lb)$5.93$6.47$6.86$7.13$7.27+22.6%
Cheddar Cheese (lb)$5.24$5.71$6.06$6.30$6.43+22.7%
Pasta (lb)$1.38$1.67$1.77$1.80$1.82+31.9%
Rice (5 lb)$3.75$4.31$4.53$4.62$4.67+24.5%
Coffee (12 oz)$7.75$9.49$10.45$11.08$11.53+48.8%
Orange Juice (64 oz)Citrus shortage$3.36$3.96$4.40$4.57$4.75+41.4%
Potatoes (5 lb)$3.54$3.68$3.90$3.98$4.02+13.6%
Apples (3 lb)$4.19$4.40$4.53$4.57$4.66+11.2%
Tomatoes (lb)$1.95$2.16$2.29$2.38$2.48+27.2%
Lettuce (head)$1.69$1.84$2.01$2.13$2.19+29.6%
Cooking Oil (48 oz)$4.92$6.15$6.64$6.84$6.98+41.9%
Yogurt (32 oz)$3.87$4.10$4.26$4.47$4.51+16.5%
Cereal (family size)$4.29$4.83$5.22$5.43$5.59+30.3%
Frozen Pizza$5.60$6.79$7.33$7.69$8.00+42.9%

Dining & Restaurants

Fast Food Meal

$11.00

Casual Dining

$15.72

Monthly Spend

$261.55

+3.62% YoY

Chain Restaurant Meal Prices — 2022 vs. Today

Combo meal / typical order for one

McDonald's

2022: $5.28

$8.52

+61.4%

Wendy's

2022: $5.96

$9.20

+54.4%

Chipotle

2022: $6.39

$9.54

+49.3%

Starbucks

2022: $3.21

$4.46

+38.9%

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Average 1BR: $936/mo · 2BR: $1,416/mo

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